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  • Has the Reinsurance Market Benefited from Consolidation?
    Has the Reinsurance Market Benefited from Consolidation? Panelists at this session of ... recent activity, antitrust considerations, effect on direct writers, and post-consolidation integration issues ...

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    • Authors: J Luther, Michael Pado, Michael Barnhart
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • A Discussion on the State of Life Reinsurance
    industry then and now, the impact of changes on the direct writers, what are the major issues confronting ... There are a few, not a lot, but there are a few primary companies that did have more sophisticated concentration ...

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    • Authors: Kin K Gee, Gaetano Geretto, Jay A Novik, Michael Pado, Melville J Young
    • Date: Oct 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Actuary Magazine
    • Topics: Reinsurance>Life reinsurance
  • A Discussion on the State of Life Reinsurance: Part II
    a zero claim/loss ratio all the time and I don't care how much testing they do, they're on the risk as ... trying to tell people today, a multiple of today's direct company term premiums, they charge by the reinsurers–North ...

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    • Authors: Kin K Gee, Gaetano Geretto, Jay A Novik, Michael Pado, Melville J Young
    • Date: Dec 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Actuary Magazine
    • Topics: Reinsurance>Life reinsurance
  • The Reinsurance Company in the Year 2000
    years’ worth of industry experience on both the direct and the retrocession side. Our next speaker will ... Pennsylvania. Monica also has retrocession and direct ex- perience and reinsurance experience. Bryan ...

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    • Authors: Monica Hainer, Ronald Klein, Michael Pado, James R Senn, Bryan J Featherstone
    • Date: May 1996
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Famous Reinsurance Disasters
    pensions, reinsurance, international and health care. He’s traveled extensively in Latin America and ... fairly knowledgeable in this business, there was no direct management involvement necessary by the reinsurers ...

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    • Authors: David Atkinson, Fazli M Datoo, Michael Pado, John E Tiller
    • Date: Oct 2003
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Reinsurance from the Ceding Company's Viewpoint
    reinsurance company's perspective, there may be more direct writing companies getting into reinsurance relationships ... capital available that they may want to talk to the direct writing companies about more coinsurancetype arrangements ...

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    • Authors: John E Bailey, Johanna B Becker, Ronald Klein, Denis W Loring, Michael Pado, James W Pilgrim, Paul A Schuster, Harold R Sherry, Manuel Villa, Melvin B. Dunn
    • Date: Oct 1992
    • Competency: Relationship Management>Relationships and trust; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance>Life reinsurance; Reinsurance>Marketing and distribution - Reinsurance
  • Using Reinsurance to Manage Guaranteed Minimum Death Benefits, Income Benefits, and Maturity Benefits on Variable Annuities
    know that's not good news for those of you on the direct side, but that's the reality. I think, in the ... task, and when you're hedging, you don't really care because what really drives the process is how ...

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    • Authors: Michael Pado, Timothy J Ruark, Jean-Francois Lemay
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance
  • Variable Annuity Guaranteed Minimum Death Benefits
    the life annuity product management area, and my primary responsibilities right now are pricing and design ... level. And in that regard, I would think that as a direct writer you're more or 76 VARIABLE ANNUITY GUARANTEED ...

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    • Authors: Abraham Gootzeit, Philip Johnson, Michael Pado
    • Date: May 1995
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance
  • It's 11 O'Clock - Do You Know Where Your Data Is?
    It's 11 ... 2 changes in the direct marketplace along with their impact upon reinsurance ... Steve is moving away from reinsurance to the direct side as the assistant vice president of product ...

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    • Authors: John P Carroll, Alice B Goldstein, Michael Pado, Steven Andrew Finch, Nathanial B Wallman
    • Date: Oct 1999
    • Competency: Results-Oriented Solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Technology & Applications>Data warehousing